ZEMO Solutions Pty. Ltd.

Medical Insurance

When a person, with health issue, travels across the borders for surgical or any sort of diagnostic procedures, he/she must be protected from negligence or malpractice or pseudo publicity of brokers or mediating agencies, but till today there are no international regulations addressing the medical tourism industry, which is growing day by day.
There are so many factors for no resolution of these issues. No health insurance companies are willing to deal with the issues.
In the country where you are getting treatment, you may or may not get the protective legal systems, with which western people are usually tuned up.
Some of the examples for legal issues are:
• When complication occurs, what is the procedure?
• If hospital stay and days of treatment elongates then who is responsible?
• What happens if patient dies?
• Can patient or relative sue, if something goes wrong?
Complications do arise in any potential operation or medical procedure pertaining to body that is undertaken. You can’t guarantee that health care and the sequels to operations are always going to run smoothly, there will always be issues about problems that arise. And how one deals with those on a patient who, let’s say, has made a contract with a company or a broker in Ahmedabad to travel to Mumbai or other site where treatment is taking place for surgery, or to travel within India for recuperative holiday and such like, and something goes wrong in the operation itself? Trying to resolve these legal issues really is going to become a quite fundamental issue over the next 10 or 15 years.
And definitely, this will differ from jurisdiction to jurisdiction. Even this is variable from where the patient flies to India. So regarding getting insurance or legal come back, it seems hard to get clear solutions and will take years to take shape.
JCAHO – Joint Commission on Accreditation of Health Care Organizations.
JCAHO is a non – voluntary organization based in USA, which accredits the overseas hospitals to give thrust to medical tourism. In India and Gujarat, most of the hospitals are now being built as per ISO norms in order to reach JCAHO norms, which will give them to establish first position in competitive market of medical tourism. Once these hospitals get JCAHO accreditation, they can liaisons with overseas insurance companies. Along with this, tie-up with western recognized health institutions will also give recognition to India’s hospital globally for their international matching standards. This will be a good initiative to be in list of the best hospital chains in the world and consequently concept of medical tourism will be more strengthened more and more patients will be benefited by medical brooks like ZEMO Solutions Pty. Ltd.